Joseph is responsible for delivering emerging authentication solutions. His organization’s goal is to help clients and partners create new seamless and secure experiences for their customers. In this role, his focus spans across new technology, product development, user experience design, business management, and client engagements with merchants, processors and financial institutions. As a champion for innovation and security for payments, Joseph has supported the launch of EMV Chip, Visa Innovation Centers and most recently the Visa Developer Platform. Prior to joining Visa, Joseph was a Global Director at Procter & Gamble, where he launched Innovation Centers, Brands and Products across the US, China, Japan, Australia and New Zealand. Joseph holds a Bachelor degree in Applied Science from the University of New South Wales, Australia.